Conditions of Use

Last update: 09.03.2026

1. General

1.1. You are invited to visit Cairn Fundholm (the "Website")
Our email: info@cairn-fundholm.com
1.2. This Website provides information about third-party trading platforms (the "Third-Party Platforms") to facilitate your trading activities (the "Services")
1.3. These Terms govern your (referred to as "You," "Your," or "User") access to the Website and Services. Please read these Terms carefully before using the Services. These Terms constitute a legally binding agreement between you and the Website owner. You must accept all Terms if you wish to use the Website. These Terms may be updated from time to time. These Terms include our Privacy Policy, which you accept by agreeing to these Terms. (You can review our privacy policy here).

2. Eligibility

2.1. By agreeing to these terms and conditions, you gain access to the Website.
2.1.1. You must be at least 18 years old
2.1.2. You have the legal capacity to enter into these terms and conditions
2.1.3. The laws of your country of residence do not prohibit your use of the Website or its services
2.2. We make no guarantees, representations, or warranties regarding the legality or suitability of the services or Website for any individual. We are not responsible for any unlawful use of the Website or services by any user.

3. Restricted Access Territories

3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or Website (or any portion of them) to: (i) users who reside in restricted territories (the "Restricted Territories"), and (ii) users we believe may present a regulatory, legal, or reputational risk.
3.2. We may also impose additional terms before accepting users who are citizens of certain countries. If users travel into restricted territories, the Website or the Services may be temporarily unavailable or blocked.

4. Prohibited activities

4.1. You agree to use the Site and Services responsibly and not to:
4.1.1. Connect to our Website or use it to download, upload, share, publish, or transmit (a) information or material that infringes intellectual property rights, privacy rights, or other legal rights; or (b) information that is prohibited from publication or distribution because it contains threats, insults, defamation, slander, or racist content; or (c) information containing viruses or other software that could harm our systems or those of third parties, or that disrupts or prevents other users from accessing the Website; (d) any information or material that violates applicable law; or (e) information or material containing advertisements or promotional content without our prior written consent.
4.1.2. Remove, modify, or alter any proprietary attributions, legal notices, labels, or designations on this Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with or disrupt other users' access to or use of the Website or Services.
4.1.5. Use bots, automated scripts, or other automated techniques to access the Site or Services.
4.1.6. Upload or transmit, or attempt to upload, any content that actively or passively collects or transmits data—such as web bugs, cookies, or spyware—without our express permission.
4.1.7. Engage in framing, mirroring, or any other method that mimics the appearance or functionality of the Services.
4.1.8. Violate applicable laws or regulations, or encourage illegal activity such as trademark infringement, copyright violation, defamation, privacy breaches, identity theft, or distribution of counterfeit software.
4.1.9. Modify or alter the Website's source code, or upload applications or software that could damage the Website or harm other users.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software on the Website or used to provide the Services.
4.2. These terms are in addition to any other rights we may have. If we believe your use of the Site does not comply with these Terms or applicable law, we may monitor your activity, restrict or block your access, disclose your usage patterns to relevant parties, or take any other reasonable action to protect third-party rights and property.

5. Intellectual Property Rights

5.1. The Website's content, including video-related material such as text, images, logos, sounds, designs, trademarks, and other materials, is protected by our and third-party intellectual property rights.
5.2. All rights, titles, and interests related to the services and website belong to us. Except for the right to use the Services and Website in accordance with these Terms, your use does not grant you any intellectual property rights.
5.3. You may access the Website and Services solely for personal, non-commercial use.
5.4. You may not permit anyone to modify, reverse engineer, decompile, or copy the Services or Website, or create derivative works through sub-licensing or rental.

6. Limitation of Liability

6.1. You are responsible for the Website and Services. We do not provide any warranties, whether express or implied, regarding the Website and Services or your use of them—including implied warranties of merchantability and fitness for a particular purpose, as well as warranties regarding non-infringement, usability, authority, accuracy, completeness, timeliness, and prompt delivery. The content and functions accessible via the website are provided "as is," "as available," and "with all faults."
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information on the website. We do not assume responsibility for any disruptions or interruptions to transmissions to or through the Services.
6.3. We will not indemnify you for any loss, whether direct or indirect, incurred by you or any third party through the website or Services. You are responsible for any decisions made based on information on the Website and/or in the Services.
6.4. We are not responsible for any loss or damage, whether direct, indirect, or consequential, to you or any third party. This includes any loss of income or data resulting from your use of the site and/or Services. This limitation of liability applies to the extent permitted by applicable law.
6.5. If a technical issue arises with an internet or telephone line, computer provider, system server, or any hardware, we assume no responsibility. We are not liable for any issues related to internet usage.

7. Third-Party Content and Services

7.1. When using our Services, you may encounter content from third parties and external services, including advertisements and reviews of third-party platforms.
7.2. We are not responsible for the accuracy or quality of third-party information or products. Such content may not always be current or up to date.
7.3. We recommend that you independently verify all information before making any decisions. You are responsible for any decisions and actions you take based on this information.

8. Links

8.1. This website contains advertisements alongside editorial content. Materials are made available through third-party websites ("Links"). We recommend reviewing this information before you download, rely on, or access any information from these websites, software, or other materials, or before completing any purchase or transaction. These links are provided solely for user convenience. We are not responsible for any damage or loss resulting from the use of or reliance on any information, products, or services available through other websites or programs.
8.2. The inclusion of hyperlinks on this website does not constitute endorsement, authorization, affiliation, or any other form of approval by us with respect to those websites, their software, or their administrators.
8.3. We have not reviewed all hyperlinks and cannot be held responsible for the software or websites they reference. We advise you to review the terms before deciding to use, rely on, or purchase anything from these websites or applications. You will not hold us accountable for any damage or loss caused by the use of or reliance on any products, information, or content accessible through other websites.
8.4. You are responsible for reviewing the terms and policies of any third-party websites. We strongly recommend that you read them before accessing or interacting with third-party websites.

9. Miscellaneous

9.1. We reserve the right to alter, suspend, or modify our Services at any time. Such changes will not cause you harm, and you will have no claims against us.
9.2. We may modify these Terms at any time. When we make changes, we will publish the updated version and revise the date at the top of the page. Modifications will take effect within a couple of business days. By continuing to use the website after changes are published, you are deemed to accept them.
9.3. You acknowledge and agree that any information transmitted through the website does not create any relationship beyond what is explicitly stated in these Terms.
9.4. These Terms and our Privacy Policy, as amended from time to time, constitute the entire agreement between us and you. Any other promise, statement, or agreement—whether oral or written—not contained in these Terms is not legally binding on either party.
9.5. Our failure to exercise any right or power provided herein does not constitute a waiver of that right or power. A partial exercise of any right shall not preclude any further or additional exercise of that same right or any other rights or remedies.
9.6. If any provision of these Terms is declared invalid by a court of competent jurisdiction, that provision will be severed. The remainder of these Terms will remain in effect and be interpreted as if the invalid provision had been excluded from the outset, consistent with applicable law.
9.7. These Terms allow our third-party partners to transfer or assign all rights and obligations. Third-party operators may manage the website and its services without limitation. However, you may not assign or transfer your rights or obligations under these Terms.